Generator Financing

Financing as Low as 6.99% APR Available*

Get the generator you want now and keep your money in your pocket.
We provide easy and affordable financing from our partner, Bread, so you can pay for your purchase over time.

Fast and Easy Online Application

Applying is easy with no paperwork or extensive forms. Get a decision in seconds. Plus, checking your eligibility won’t affect your credit score.

Affordable Monthly Payments

Pay for your order over 12, 24 or 36 months at competitive interest rates*

No Prepayment Penalties

You pay back the loan in monthly payments and can prepay at any time without penalty.

Check My Rate

Checking your rate will not affect your credit score.

There's no obligation to purchase when you prequalify for financing.

*Subject to approval of credit application. Rates range from 6.99% to 29.99% APR, resulting in, for example, 36 monthly payments of $32.26 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread® pay-over-time plans are loans made by Comenity Capital Bank.

Q. How Does AP Electric credit Work?

A. On most products or the shopping cart, click on the credit button to apply. Simply provide the basic information that is requested. Pre-qualification does not affect your credit score. We are committed to keeping your personal information secure and use technology to encrypt that data. If you are offered loan terms that are satisfactory to you, and have finished shopping, you can check out and complete your purchase in the cart by selecting the "AP Electric Credit" payment option. You will receive an order confirmation email from AP Electric. When your loan has started, Bread will reach out to you directly to coordinate payments. For more info on Bread's process, please click here.

Q. Why Was I Not Approved?

A. Unfortunately, we do not have any control over the underwriting decision. We would still encourage you to move forward with the transaction but with an alternative payment option. Further, should you have any questions regarding your credit application with our financing partner, Bread, you can reach out to them directly at or 844-992-7323. You should also receive a notice from Bread regarding your application.


Please click here to read Bread's Frequently Asked Questions. Should you still have any additional questions about Bread’s financing program, you can reach out to them directly at or 844-992-7323.