Financing as Low as 5.99% Available*
Get the generator you want now and keep your money in your pocket.
We provide easy and affordable financing from our partner, Bread Finance, so you can pay for your purchase over time.
Fast and Easy Online Application
Applying is easy with no paperwork or extensive forms. Get a decision in seconds. Plus, checking your eligibility won’t affect your credit score.
Affordable Monthly Payments
Pay for your order over 12, 24 or 36 months at competitive interest rates*
No Prepayment Penalties
You pay back the loan in monthly payments and can prepay at any time without penalty.
Checking your rate will not affect your credit score.
There's no obligation to purchase when you prequalify for financing.
* Subject to credit approval. For qualified U.S based customers only. The term is for a loan to finance a purchase. Rates range from 5.99% to 29.99% APR resulting in, for example, equal monthly payments of $45.22 to $55.91 at 7.99% to 29.99% APR, per $1,000 borrowed. Your terms may vary and are subject to application. Bread loans are made by Cross River Bank, Member FDIC
Q. How Does AP Electric credit Work?
A. On most products or the shopping cart, click on the credit button to apply. Simply provide the basic information that is requested. Pre-qualification does not affect your credit score. We are committed to keeping your personal information secure and use technology to encrypt that data. If you are offered loan terms that are satisfactory to you, and have finished shopping, you can check out and complete your purchase in the cart by selecting the "AP Electric Credit" payment option. You will receive an order confirmation email from AP Electric. When your loan has started, Bread will reach out to you directly to coordinate payments. For more info on Bread's process, please click here.
Q. Why Was I Not Approved?
A. Unfortunately, we do not have any control over the underwriting decision. We would still encourage you to move forward with the transaction but with an alternative payment option. Further, should you have any questions regarding your credit application with our financing partner, Bread, you can reach out to them directly at firstname.lastname@example.org or 844.992.7312. You should also receive a notice from Bread regarding your application.
Please click here to read Bread's Frequently Asked Questions. Should you still have any additional questions about Bread’s financing program, you can reach out to them directly at email@example.com or 844.992.7312.